According to the information compiled from the Turkish Statistical Institute, the number of insured in agriculture and the accumulated insurance premiums increased with the effect of the developing insurance sector, the awareness of farmers and the support given by the state.
In the 2018-2022 period, damage payments were made to those operating in fields such as herbal products, greenhouses, cattle/sheep breeding and beekeeping due to disasters such as hail, frost, flood and flood, fire, landslide and tornado.
2 billion 683 million lira was paid for “Hail”
In the said period, the most paid disaster subject was “hail”. While 2 billion 683 million liras were paid for “hail”, this disaster was followed by “frost” with 2 billion 290 million liras, and “death” with 1 billion 279 million liras.
Other items that stand out in the payment are “forced slaughter” with 835.6 million liras, “storm” with 600.6 million liras, “flooding and flooding” with 309.7 million liras, baby death with 230 million liras, and “wild pigs” with 210 million liras. “, 136.1 million liras were listed as “offspring”. Tornado, fire and landslide were the items that paid the least damage.
Thus, the payment made for the damages in 5 years amounted to 9 billion 417 million 874 thousand liras.
The number of policies reached 3 million
A steady increase was observed in the number of policies and the total cost of insurances with the steps taken in the said period. The number of policies, which was 1.8 million in 2018, reached 2 million in 2019, 2.2 million in 2020, 2.5 million in 2021 and 3 million in 2022.
The total cost of insurances increased to 42.2 billion liras in 2018, 55.2 billion liras in 2019, and 83.1 billion liras in 2020. Accelerating its upward momentum in 2021 and beyond, the total cost of insurances increased to 124.4 billion liras in 2021 and 296.1 billion liras in 2022. Thus, the total cost of insurance in 5 years was calculated as 601 billion 77 million liras.
“Producers are given 50-67% premium support”
Kamil Özdemir, Head of Agricultural Insurance and Natural Disasters Department of the Ministry of Agriculture and Forestry, General Directorate of Agricultural Reform, stated that the Agricultural Insurance Pool (TARSİM), which is the protector of the labor of these people against natural disasters, was established in 2005 with the Agricultural Insurance Law No. 5363 and the first insurance policy was issued in 2006. He said it was held in
Stating that with the said Law, it is aimed to compensate the losses incurred by the producers due to natural disasters and to ensure sustainability in agriculture, Özdemir said, “TARSİM is a non-profit corporate body established with the cooperation of the state-private sector-civil society, and it is a non-profit legal entity that is responsible for the natural disasters that increase in severity and frequency due to climate change. It ensures that our farmers continue their agricultural production safely by guaranteeing the risk of yield and quality loss that may arise with the state premium support.” said.
Özdemir stated that 50-67 percent state premium support was given to producers for whom agricultural insurance policies were issued by the Ministry of Agriculture and Forestry, within the scope of the Law that protects the sweat of the producers against the disasters caused by adverse climate events, the frequency and severity of which have increased with the effect of climate change in recent years.
Referring to the development of the supports in 5 years, Özdemir said:
“When we evaluate the data of the last 5 years, we can say that agricultural insurance, one of the most difficult branches of insurance, has grown regularly without volatility. With the increase in disasters due to climate change, our producers see that agricultural insurance is a compulsory need in risk management and we evaluate that participation in the system increases every year.”